Farmington Hills Michigan Home Equity Loan Options

Farmington Hills Michigan Home Equity Loan Options

Thomas Gilliam Blog , Farmington Hills , home equity , Uncategorized Leave a Comment

There are a few different types of home equity loans. Some may be a better alternative than others based on your situation, interest rates, and the reason for your home equity loan. The Farmington Hills Michigan home equity loan options detailed in this article may help you understand your options. Home Equity Loan Types Cash-out Refinance A cash-out refinance pays off your first loan and creates a new one. The new loan includes the amount of the old loan, the extra funds you are taking out and applicable settlement costs. Because you are replacing the old mortgage, rather than taking …

listing your home in Novi Michigan during the holiday

Listing Your Home In Novi Michigan During The Holiday

Thomas Gilliam Blog , holiday novi listings , Novi Michigan , selling , Uncategorized Leave a Comment

The real estate economy not only differs every year, but additionally from month to month. There are a few misconceptions about selling a home during various seasons. The following is information on listing your home in Novi Michigan during the holiday months will help you determine if it’s the right time to sell your Novi home. Inventory & Competition when listing your home in Novi Michigan during the holiday By listing your home in Novi Michigan during the holiday means less competition due to not many houses are listed for sale during the the holiday months. Home buyers still have a need …

Hardball Fouls in Farmington Hills Home Selling Negotiations

Farmington Hills Home Selling Negotiations-Hardball

Thomas Gilliam Blog , Farmington Hills , Uncategorized Leave a Comment

When it comes to appraising and developing appropriate responses to offers on your Farmington Hills home, I’m there to offer counsel and guidance. Even so, you are the ultimate decision maker. Especially for Farmington Hills homeowners without previous selling experience, becoming familiar with some practical pointers for home selling negotiations is well worth doing. Farmington Hills sellers can find one rich source at the National Association of Realtors® web site. This month’s World Series finale undoubtedly inspired the title for a list of home selling negotiation pitfalls. Published the morning of Houston’s Game 7 victory, it dealt with errors in …

buying your novi house savings

Buying Your Novi House as Slowly as Possible

Thomas Gilliam Blog , Uncategorized Leave a Comment

The goal of owning your Novi home free and clear is usually thought of as the sunniest eventual outcome of the process that begins with buying your Novi house. The vision of the day when you make that last mortgage payment is an attractive one: whether in retirement or sooner, a “free rent” future has great appeal. Buying Your Novi House: Some Ask, ‘What’s the Hurry?’ So when financial planners argue against the wisdom of paying off your mortgage, it makes for interesting reading. One such planner is Ric Edelman, whose article “11 Great Reasons to Carry a Big, Long …

Timing Your Farmington Hills Home Sale stop watch

Timing Your Farmington Hills Home Sale

Thomas Gilliam Blog , Uncategorized Leave a Comment

Hardly anyone decides to put their own Farmington Hills house up for sale without wondering whether there wouldn’t be a better time to do so. There are a couple of different ways to look at the timing your Farmington Hills home sale—but only one of them is controversial. Timing Your Farmington Hills Home Sale Can Be Controversial Controversial: timing by the calendar. A good number of real estate commentators think that the optimal timing your Farmington Hills home sale is during the spring/summer season. In the residential real estate lexicon that’s the “peak selling season.” Statistics validate their point. Since the …

time change is here

Time Change and Real Estate Commonality

Thomas Gilliam Blog , Uncategorized Leave a Comment

Millions of people adjust the time on their clock now that daylight savings is ending this weekend. But what’s weird is that it’s not done everywhere; also, the actual date of when the time change occurs is different in some areas of the world. It isn’t universal. Adjusting to the time change is confusing enough for people on a local level. So, forget about trying to make sense of it nationally, or globally. Why does it exist? Is it still useful? Why doesn’t it get observed everywhere? All questions people may ask, but none of them really matter. It isn’t worth debating… …

first home buyer

First Home-Buyers 3 Common Fears

Thomas Gilliam Blog , Uncategorized Leave a Comment

Buying your first home can be one of the most exciting experiences of your life. But it can also be one of the scariest. Buying real estate is a complicated process. And if you’ve never purchased a home before, the fear of all those unknown variables can make the experience stressful, frustrating, and downright terrifying. If you’re thinking about purchasing a home but are dealing with the fear that comes along with it, don’t worry! You’re not alone. Most first time home-buyers deal with a certain level of fear as they get ready to buy their first home. But that …

halloween safety in farmingtin hills

Farmington Hills Halloween: Controlled (but Safe) Disruption

Thomas Gilliam Blog , Uncategorized Leave a Comment

Halloween in Farmington Hills is the one day in every year when the regular order of things gets a thorough shaking up. For one thing, it’s the single day of the year when we expect our doorbell to be ringing non-stop for hours on end. It’s certainly the only time when prudence dictates that we stockpile bowls full of treats to serve as ransom payments against demands for booty from an onslaught of pint-sized masked neighbors. For Farmington Hills’s small fry, if all goes well, Farmington Hills’s Halloween ranks right up there with birthdays in terms of fun and excitement—possibly …

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Real Estate Buys Follow Farmington Hills Halloween

Thomas Gilliam Blog , Uncategorized Leave a Comment

For Farmington Hills Real Estate, Halloween Marks a Turning Point  …Fa la la la la, la la la la: it’s carol time again! Not quite? You can’t almost hear those sleigh bells ringing? Well, brace yourself. Halloween is next Tuesday—and nowadays, that means that by Wednesday, holiday advertising will be with us for the duration. Whether we admit it or not, the Thanksgiving start of holiday season is a thing of the past. Hallmark has already launched its “Countdown to Christmas;” Farmington Hills mailboxes are filling with gift catalogs; store windows are only weeks away from being transformed into snow-sprayed …

sellers secrets

Sellers Should Never Reveal (Except To Their Realtor)

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Sellers Loose Lips Can Lose Leverage When sellers decide to sell their home, they may find themselves justifying their choice to anyone who’ll listen. But, as the old saying goes, “Loose lips sink ships.” In today’s world where sharing is the norm, sometimes keeping your rationale for making a move all to yourself is the right move. Though sellers would never intentionally want to harm their chances of securing the best deal possible, by being a little too honest, they can ultimately lose leverage when it comes to negotiating. The following are 8 things home sellers should never reveal (except …