Buying a House-Ask Yourself These 3 Questions First

Buying a House-Ask Yourself These 3 Questions First

Buying a house is everyone’s favorite “American Dream”. People save for years, so that they can live comfortably and secure their future. Today, the real estate market is quite unpredictable. The demand is on high and the supply is less. Sellers are facing too much competition and are taking different tactics to market houses.

The current real estate trend requires you to do your homework before browsing the market. Jumping the gun will cost you extra and unbiased advice from friends and family. This might force you to take the wrong decision, which is why it is important to proceed with the home-buying process with a real estate agent by your side.

So, before buying a house, ask yourself the following three questions:

Q1. Why Have You Decided Now in Buying a House?

For a minute, set aside your finances and focus on the other reasons of why you are buying a home for sale in Oakland County, Michigan.

  • You no longer feel safe in an apartment.
  • The landlord is unbearable.
  • Has there been a new addition to your family?
  • The school in the area is not good enough for your child.
  • Some of the facilities available nearby were shut down and now you are having trouble.
  • Your job changed and commute is hard to get here.

Narrow down the reason behind the buy and then you will be able to evaluate its seriousness. Making a huge decision such as buying a house is not something you should do on a dime.

Q2. Is the Real Estate Market Going to Crash?

The housing market right now is buyer-friendly, which gives you the opportunity to buy a great home for sale in Oakland County, Michigan within your budget. This window is quite important and must be one of the reasons behind why you are buying a house. In 2017, the housing market went up by 5.8% from 2016. Right now, the market is stable but according to the National Association of Realtors (NAR), it will reach alarming levels by the end of this year. So, unless you want to look for change under your couch cushions, better check out the real estate market trend before buying a house.

Q3. Is the Mortgage Affordable for You?

The house-buying process can become quite confusing and difficult, if you are not working through a real estate agent. The long term cost is something that will haunt you even after years of buying the house. Even a 0.5% increase in the interest rates can set you way back on the monthly payments. This is why it is important to consult different lenders and find the perfect mortgage loan plan that you will be able to pay within 20 to 30 years and without going into debt.

Our final word of advice is that if you feel it is the right time for your family and you to buy a house then you should go for it! If you want to buy a home for sale in Oakland County, Michigan that falls under your budget then visit Homes2MoveYou. Get in touch with a me directly 248-790-5594 and start seeing houses in areas of your liking.

 

Are House Alarm Systems Worth the Trouble in Oakland County?

Are House Alarm Systems Worth the Trouble in Oakland County?

Are House Alarm Systems Worth the Trouble In Oakland County?

Many Oakland County Michigan residence have a false scence of security when purchaseing a house alarm system, but are house alarm systems worth the trouble? This article expalins the ups and downs of a house alarm system and the benifits have having just a simple system that will provide everything you need to ramain house safe in Oakland County Mi.

Now, if house alarm systems were as great as the manufacturers say they are, wouldn’t you think that the police would love them? Wouldn’t they add their voice to the advertising the manufacturers put out and tell you to buy something for yourAre House Alarm Systems Worth the Trouble in Oakland County? house? If house alarm systems cut down on home break-ins, that would mean less work for them. They would love them.

But they don’t love them. There are two reasons. To begin with, when people install security systems, they stop being careful in other basic ways. They think that that now that they have a high-tech system taking care of them, they don’t have to be careful at all. And then, they don’t even often turn their systems on. If they have children who won’t stop fiddling with the attractive-looking security panel or they have guests coming and going and they don’t want to hand the password to them, they just turn the system off.

The Oakland Countypolice also hate security systems because they know how many false alarms they get each time a family buys one. In some communities, there are so many false alarms that come in that the local police will fine a family $200 for each false alarm. In some places, they don’t fine you, they just don’t come at all. Technical glitches often cause these false alarms. But the home security companies have begun implementing protocol where these false alarms are minimized.

They will call a family twice, once each on a different number, to confirm that there is indeed a problem.

With house alarm systems, often, the thing that attracts buyers is not even how high-tech the systems are. It’s how they press rent- a-cop into service around their neighborhood when enough buyers in the area buy their system. The only problem is – they have zero standards in place for whom to hire.

Sometimes, they even inadvertently end up employing criminals. Would you believe that they could hire these people, put them in charge of your expensive security system, and not even run a background check on them? Well, that’s what happens.

And finally, the reason they are able to sell home alarm systems for as little as $1000 is that they are trying to sell you a foot in the door more than a security system. Once they have their system in your house, they’ll always try to sell you expensive add-ons all the time.

The system you buy may just be the basic in-home system. Once you have it, they’ll remind you that the police say that a complete system needs motion sensors both inside and outside the house. So, they’ll try to sell you all of this stuff around the house. And they have lots of different kinds of sensors for different purposes, too. Some will try to sense vibration or pressure.

Submit to their upsell, and it will never end.

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Oakland County MI Homes December 2014 Newsletter

Oakland County MI Homes December 2014 Newsletter

Please Enjoy my Oakland County MI Homes December 2014 Newsletter. This Newsletter is for your enjoyment whether your a past Oakland County Home Buyers or Home Seller and maybe a future one,which I would love to earn your trust in all of your Oakland County MI Real Estate Needs. Please feel free to pass it along to your friends and family. I hope you have a great Holiday Season filled with joy and laughter. If you know anyone looking to Buy or Sell a Home in Oakland County Michigan you can be assured I will take excellent care of them and I’m never too busy for your referrals. Thanks again

 

December 2014
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December Newsletter

Tom Gilliam Real Estate Consultant RE/MAX CLASSIC  ♦   248-790-5594

On a Personal Note

It’s That time of year again in Oakland County MI when people and families settle in for the Holidays and festive occasions that make the cold weather more tolerant. I hope that you enjoy this Newsletter and that it finds you and your family well. It has been a busy season for myself in The Oakland County real estate market and I’m very thankful to my present and past home buyers and sellers for their respect and trust.

Please enjoy this Newsletter and pass it along to friends and family. Please remember to have a safe and Happy Holiday and enjoy friends and family. Please remember that I’m never too busy for referrals from your family and friends in Oakland County Michigan.

Tom Gilliam
RE/MAX Classic
248-790-5594
[email protected]

Win a $10 Starbuck’s Card…

It’s easy to win! Find the quiz question of the month inside this newsletter, then email me your answer. Each month, all correct entries have a chance of winning a FREE $10 Starbuck’s card.

  • Last month’s quiz: What is the only naturally growing edible substance that contains Vitamin D?
  • Answer: Mushrooms. Mushrooms are not plants, so technically, a mushroom is not a vegetable.
Congratulations to Last Month’s Winner: Stacey Balckburn
Email Your Answer

Santa's Business ModelSanta’s Business Model

 

Motivational speaker Jim Carroll says those looking for insights from a true master of leadership, creativity, and innovation should look no further than Santa Claus. Here’s what we can learn from Old Saint Nick:
  1.  He’s aware. He sees you when you’re sleeping. He knows when you’re awake. For goodness sake!
  2. He’s organized. He’s got a list. He checks it twice.
  3. He has an unblemished reputation for “delivering on the promise” and delighting the customer. With a firm deadline to hit (December 24th) there is no margin for error.
  4. He knows exactly what the customer wants. He received and read your letter. He excels at keeping up with constantly changing customer demands.
  5. He’s not afraid of hiring those who are different: Rudolph. Red Nosed. Reindeer. Enough said.
  6. He inspires his staff with a singular mission. They fulfill their duty with passion. They wear cool hats to remind them they’re on a team. They sing while they work.
  7. He has integrity as a core virtue. His leadership core is based on knowing who’s naughty and who’s nice.

Thank YouThank You Friends and Clients  

Welcome to new clients and Thank You to friends who’ve trusted me with their referrals.I appreciate my wonderful friends and clients who thoughtfully introduce their friends, family and coworkers to me.

Tom Phillips   —   Candice Mammo   — Richard Derby  

Infographic of the Month

Looking at Homes
Looking at Homes

Your Home Might Not

Be Worth What You Think…

If you’ve been considering selling or refinancing your home, you may already have a price in mind. But beware. Your price might not be based on sound data. Here are a few cautions to consider before you get too excited about your home’s value.

  1. When you get a high valuation from agents, ask them to justify the price. The last thing you want is to list too high, because your property will languish and lose appeal, causing it to sell for less than market value.
  2. Comparables will tell you what other houses are selling for. Don’t argue with the comparables, but work with a real estate agent who understands the market trends in your area. If they know prices are rising, they might press higher. But if they know prices are stable, they’ll suggest pricing your house competitively.
  3. Price your home based on solds, not actives. Homes that are on the market now are not an indication of what they will sell for. Sellers often want to price their homes higher than a neighbor’s house, even though that house has been sitting unsold for months.

Pricing right, or even lower than market value (thereby creating interest and possibly a bidding war), is the easiest way to get your home sold. Your fear of leaving a few thousand dollars on the table upfront should pale in comparison to what could happen if you can’t sell at your “preferred” price.

So, What Is Your House Really Worth?Arrow Up

If you are thinking about selling or refinancing in the near future, you’ll need an accurate evaluation of your home’s value.  Send your address and a description of the condition and features of your home to [email protected] .

I will run the data and send you a 100% FREE house valuation.

AirBNBHow to Profit from

Your Spare Room

Perhaps the kids have moved out, but you’re not ready to sell yet. Or your condo is in a tourist area, and you don’t mind staying at mom’s every now and then. Perhaps you own a nice trailer parked in a quiet yard?

All of these are possible scenarios when you might have an extra room, or even your whole house available for a night or two. Someone else could be renting that space from you for $50-$300/night.

Airbnb.com is a site that has transformed our notion of travel. With Airbnb, you can list your home, or even just a room, for travelers from all over the world. They stay, you get paid. It’s a growing alternative to hotels and works particularly well for those places that are located in a desirable travel spot or one that attracts large sporting or entertainment events or conventions.

But the exciting news for those with a property “to spare” is the potential income generated. Some people are paying their mortgage by renting out their space a few nights each month. Others are making so much, money, they’ve added apartments onto their house.

If you’re thinking of taking the Airbnb plunge, be aware that the growth of the marketplace has also caused some backlash, not surprisingly, among hoteliers. Because of that, there may be rules in your city that affect what you can and can’t do with and Aribnb, including paying extra taxes. Visit Airbnb.com to learn more.

December Quiz Question

What gas makes up the majority of the air we breathe?

Free Report


When Should You Stop Renting and Buy Your

1st Home?

This choice often comes down to a financial decision: Can you afford what you want?

But that’s not the whole story. There are more things to think about than just Can you afford it? If you—or someone you know—is trying to make this decision, email me for a copy of this eye-opening report.

Email Now for a Copy

 

Search All Homes For Sale
Homes Close to Where You Work
Avoid Foreclosure
What is Your Home Worth?
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Tom Gilliam
ReMax Classic
248-790-5594
[email protected]
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