Homes And Being A Savvy Home Buyer

Thomas Gilliam Home Buying and Selling , Uncategorized Leave a Comment

Homes Ever Changing Market Homes in our local real estate market is always changing. Compared with not so long ago, that’s a good thing. If you are ready to buy a home in today’s market, you need to take note of recent changes that may affect your buying power.Buying a home in our local market today is not just about finding one in the best condition in a great location for an affordable price. Smart home buyers today require a deeper knowledge of the economy, the local market and regulations. We can help you pinpoint all you need to know …

Boomers 12 Things You Need To Know Before A Move

Boomers 12 Things You Need To Know Before A Move

Thomas Gilliam Baby Boomers , Blog Leave a Comment

Boomers Zap! Your home is sold. Congratulations! Now What Boomers? Boomers are hearing it more and more. Baby Boomers are turning 65 in the United States at an amazing rate, 10,000 every day. As they reach this milestone, more of them are selling their long-time homes. The reasons to sell are often straightforward: The old place is too large, too expensive, requires too much upkeep, or seems too lonely since the kids moved out.   Once you’ve decided to sell (and called us), the real dilemma is deciding where to move. And, determining whether it is best to downsize, cross-size, …

Homestaging Doesn’t Have To Be Costly

Thomas Gilliam Uncategorized Leave a Comment

Homestaging to get you home in showing order doesn’t have to be expensive or difficult, homestaging is a matter of stepping back and getting the big picture. Being the home owner there is noone that knows your home better than you which is why your the expert in homestaging it for a quick sale. Try to picture the home as you first saw it yourself and highlight the things that made you love the home. One of the most frequently ask questions from my sellers is “should I leave furniture for showings” my response is yes, but not too much …

Mortgage Loan-The Four Key Benefits For You

Mortgage Loan-The Four Key Benefits For You

Thomas Gilliam Blog , Mortgage Leave a Comment

A Mortgage, It’s a big decision: Taking on a monthly mortgage payment is no small matter. That payment will probably become a homebuyer’s biggest expense. And what if you can’t pay on time? Get sick? Lose a job? Divorce? You could see your credit score plummet. But there’s another side to taking on a first mortgage loan. Not only does such a loan allow a renter to become a homeowner—that mortgage also brings with it several financial benefits, everything from big savings at tax time to a boost in your credit score. If you’re debating whether it’s time for a …

Home Buying With No Excuses

Home Buying-Bust Through If you—or someone you know—is still on the fence about home buying today, don’t wait. We’ve heard lots of excuses in recent years. Not enough down payment? Credit score too low? Can’t qualify with a foreclosure (short sale, bankruptcy) history? Too much debt (especially, student debt)? Rates too high? Loans too expensive? Don’t know where to start?                     All of these worries can be—and are—overcome with time and determination. Don’t be walled in by old assumptions when it come to home buying. In this market with low rates …

Home Inventories at 4.6-Month Supply

Thomas Gilliam Blog , Home Inventories Leave a Comment

Around the country especially in Oakland County and cities such as Novi, Northville, Farmington Hills and West Bloomfield home inventories is the lowest we have seen in quite some time. The signs of home buyer’s frustrations are clear, but with consumer confidence is at the highest level in over a decade and with interest rates still under 4%, new programs available for down payments as low as 3%, and you have an attractive market for buyers. Buyers demand for housing remains twice as high as this time last year, so what’s really going on with home inventories? NAR’s Chief Economist, Lawrence Yun states about Low Home …

Market News

Market News

Thomas Gilliam Uncategorized Leave a Comment

Market News is a monthly service that I provide to my clients to not only help them in their local real estate market here in Oakland County, but to give them access to the national Market News as this affects them here in Novi, Northville, Farmington Hills, West Bloomfield and the Metro Detroit area as a whole. Market news gives you the ability to see what is going on in the National real estate market, such as homes sold, statistics and other data important to both home buyers and home sellers in the Oakland county area. Market News is Video …

Agent?-Demand The Best

Agent?-Demand The Best

Thomas Gilliam Blog , Oakland County , Uncategorized Leave a Comment

Being a real estate agent can be rewarding and fulfilling career for many agents, but there’s also, like any job, accountability. Home buyers and sellers alike put their trust in you in making the most critical financial decisions they will ever make, and it is up to the agent to honor that trust. The competition here in the Oakland County area is fierce between agents as inventory’s are down 12% compared to last year at this time. It is true that the market is off to a slower start but it is bound to come back strong due to interest …

Tuscany Estates in Novi - My FAV - what a Beauty

Tuscany Estates in Novi (My FAV) what a Beauty

Thomas Gilliam Blog , Tuscany estates Leave a Comment

Many buyers are are out and about looking at homes this spring, but this one in Tuscany estates, Novi. 20875 Barola Drive, N Novi 48167 made me turn around and notice its beauty, BUILT 2011 ALL BRICK LUXURY ESTATE HOME in the subdivision that features everything anyone could ask for and more. Tuscany estates in Novi alone being a unique and luscious gated community really make for the perfect community to call home. All 58 homes in Tuscany estates, Novi are custom designed and custom built luxury homes sprawled out over 77 acres of rolling meadows and surrounded by parkland.  Tuscany …

Home Buyers-Don’t Let Your Luck Run Out

Home Buyers-Don’t Let Your “Luck” Run Out

Thomas Gilliam Blog , MI house market 2015 , Oakland County Leave a Comment

 Although it is St. Patrick’s Day around the country, it does not stop the interest rates for home buyers from climbing. The rates for home buyers is still at record lows but this is changing fast and as you can see from the predictions now might be the best time to purchase a new home. Home inventory is low, but will increase over the spring and summer months so the best advice I can give you is to start your home search right away in order to save thousands throughout the term of your mortgage. I’m always here to help …