Back to School

Homes by Schools

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Homes by Schools seem to be one of the most important criteria for Home Buyers with children. The difficulty for us as Realtor’s is that we have to be very careful in the discussion of this school verses that school when it comes to advise to our home buyers. It is unethical to discuss our opinions regarding schools and school choices for a home buyer in a particular neighborhood, so I thought these tips may help home buyers and agents alike to share with their home buyers so they may gather the proper information and plan ahead when choosing schools …

garagesales

Garage Sales Everywhere

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Garage Sales are all over the place this time of year, as I was driving around with my Home Buyers I must have seen at least ten in Oakland County alone. As Home Sellers and Home Owners get ready for fall and either making more room for storage or are relocating possibly even selling their home, it’s clear that avoiding them is impossible and with the great deals out there who would want to. I wanted to share some tips for those who are having a yard sale in hopes it will make it easier for them and possibly have …

landlord

Put Your Rent Check to Work

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Put Your Rent Check to Work:-The only one who benefits from a rent check is the landlord. Renters never see that money again, while homeowners usually profit when they sell. In addition, renters can’t use any of their rent payment as a tax deduction, like homeowners can. If you or someone you know is renting, it’s time to put that rent check to better use! The mortgage-interest deduction is probably the best financial argument for buying rather than renting. Consider this example: If you can afford a mortgage payment of $1,000 (principal and interest only), you can buy a house …

Negotiating Tips

Negotiating The Best Contract For Your Home Purchase

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Negotiating  The Best Contract For Your Home Purchase is very important when it comes to writing a Purchase contract on a new home. Keep in mind the Home Sellers want (in most cases) to do whatever possible to make the you, the Home Buyer happy and keep the deal together. The way you and tour Realtor structure the purchase agreement can not only save you money, but can get you almost everything you want in your home purchase. Here are some fine points of contract terms that you and your real estate agent may want to include in your purchase offer …

Mortgage Points

To Pay or Not To Pay

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 To Pay or Not to Pay : Among the first things people ask when shopping for a mortgage loan is: What’s the interest rate? The answer is often a percentage rate with points—for example, 4.5% plus 2 points. Here’s what those points are all about. A loan discount point is equal to 1% of the loan amount. So, on a loan of $100,000, a borrower would pay $1,000 per point to the lender. (Fees, such as loan origination fees, are sometimes quoted in points, but here we’re talking about discount points, which are prepaid interest.) What’s the advantage to the borrower …

fast track

Fast Track Selling

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Fast Track Selling Times running out for Home Seller so everyone says, even those who are not professional Realtor’s seem to think. With school starting back and fall fast approaching Home Sellers seem to be in a panic mode this time of year and agents seem to be fighting off this assumption that these Home Sellers really have concerns about and don’t want to be “Left in the cold” sorta speak. Although it is true that the housing market seems to slow a bit this time of year due to many factors and Home Sellers with children seem to put …

homebuying

Great Strategies For Buying Your Next Home

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If you’ve decided it’s time to move up to a bigger home, new home a better home or a home in a more coveted area, your next challenge will be getting there financially. Great Strategies for buying your next home is the key and It’s likely you’ll need more cash, a larger income and, perhaps, better credit than you had when you purchased your current home. Putting all the pieces in place for the move up could take some time and detailed planning. Great Strategies for buying you next home can help with the head-aches and surprises that come along …

Open House Burglar

Safe Open Houses

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Safe Open Houses Safe Open Houses is the goal, recently in the Greater Oakland County Mi. area there have been reports of robberies while agents hold open houses on their Sellers Properties as a means to get more traffic through the homes for sell. This is quite serious and can cause great harm to agents and their seller’s property. In an open house you can either be bored to tears or you could have many people coming in at the same time and it can easily become a hectic situation especially if there is only one agent holding the home …

HUD-HEADACHE

Holy HUD Headache

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Holy HUD Headache Recently I sold a Home to a Client in The Greater Oakland County Mi. That was a HUD Home and boy how things have changed just in the last few years. I knew going into this was going to be somewhat of a “Pain” and in doing these in the past few years it was not really a surprise, back not so long ago as a Realtor you usually had to deal with these and Short Sales to survive in the business. Thinking, as we do, getting our Bid excepted was a milestone in the business of …

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10 Tips to Help You Save Home Energy

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10 Tips to Help You Save Home Energy – Oakland County Mi Before you spend money on the latest energy-efficient gizmo that’s supposed to save you money, let’s look at some energy saving ideas that will really help you save home energy. The strategies that we will look at will maximize the effort you put in, and help reduce your home energy consumption. First sit down and think about all the different ways your family uses energy around the house. Now put an approximate type and cost of energy used. You may have trouble breaking down the cost but try …